Currently operating in California only — expanding to other states shortly.
FoundationEQ

Access Your Home's Potential

Access up to $600k from your home equity with our innovative Home Equity Investment — no monthly payments, no income requirements.

No hidden fees
Happy family in their home
Homeowner enjoying their renovated space
Family gathering in renovated home
Couple planning home improvements
Homeowner with keys
Happy homeowners celebrating
Curious what you could access?
Try our instant HEI calculator, or see a 30-year repurchase schedule.

Access Your Home Equity

Get cash with no monthly payments. Keep full control of your home.

Home Equity Investment

Get cash with no monthly payments

We invest in your home alongside you. Get up to $600k upfront and share in your home's future appreciation when you sell or refinance.

  • No monthly payments - ever
  • No income verification required
  • Credit scores as low as 500
  • 30-year flexible term
  • You keep full ownership of your home
Learn More

FoundationEQ makes home wealth more
valuable for homeowners.

You built your home equity with every mortgage payment and renovation. We built a financial solution that empowers you to access your home equity when you need it most.

PAID

Eliminate high-interest debt

FoundationEQ's HEI gives you a lump sum now with no monthly payments. Regain control of your cash flow by tapping your home's equity without adding a monthly bill.

Invest in your home

From critical repairs to major improvements, your equity can help you safeguard and enhance your biggest asset. With FoundationEQ, you can cover costs now and enjoy the long-term boost in comfort and property value.

Invest in yourself

Turn your home equity into progress. Use our HEI to grow your business, continue your education, or set aside more for retirement — with no monthly payments until you sell.

Happy family relaxing in their backyard together

Frequently Asked Questions

Read our FAQ →

1. FoundationEQ partners with and invests alongside the homeowner in the property. Subject to underwriting approval, FoundationEQ will pay you an upfront lump sum amount in exchange for a portion of your home value. FoundationEQ charges up to a 4.95% processing fee (subject to a $1,000 minimum) and other third party paid closing costs such as appraisal, escrow, and government fees. The term is 30 years. There are no monthly payments or interest.

2. Loan amounts range from a minimum of $15,000 to a maximum of $750,000. Your maximum loan amount may be lower than $750,000, and will ultimately depend on your home value, lien position, credit profile, verified income amount, and equity available at the time of application.

FoundationEQ Financial Solutions, Simplified

Access your home equity with no monthly payments, no income requirements, and no need for perfect credit.

785 Fifth Avenue

New York, NY 10022

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Equal Housing
Lender

©2026 FoundationEQ, Inc.